What happened
The FAA’s narrative, in sentence case. The FAA writes it in capitals and removes private details.
Airman is a resident of monaco, operating Eurocopter EC-130 registered in isle of man uk. Airman holds FAA issued private pilot certificate rotorcraft helicopter & airplane single engine land. Helicopter departed fantail of airman's personal motor yacht "lady catherine" which was at anchor in the vicinity of Little Deer isle, ME. While operating alon coastal area at approcimately 400 feet MSL, he entered an out of ground hover. He initiated a left pedal turn. As turn commenced he experience what was believed to have been a gust of wind which caused the rate of turn to accelerate. Unable to re-assert control he began descent onto ocean surface. Just prior to impact he was able to deploy emergency flotation devices. Helicopter remained on the surface but sustained substantial damage to rotor blades and structure when it impacted the water surface. No injuries reported and helicopter was towed to shore by lobster boats.
As the FAA filed it
AIRMAN IS A RESIDENT OF MONACO, OPERATING EUROCOPTER EC-130 REGISTERED IN ISLE OF MAN UK. AIRMAN HOLDS FAA ISSUED PRIVATE PILOT CERTIFICATE ROTORCRAFT HELICOPTER & AIRPLANE SINGLE ENGINE LAND. HELICOPTER DEPARTED FANTAIL OF AIRMAN'S PERSONAL MOTOR YACHT "LADY CATHERINE" WHICH WAS AT ANCHOR IN THE VICINITY OF LITTLE DEER ISLE, ME. WHILE OPERATING ALON COASTAL AREA AT APPROCIMATELY 400 FEET MSL, HE ENTERED AN OUT OF GROUND HOVER. HE INITIATED A LEFT PEDAL TURN. AS TURN COMMENCED HE EXPERIENCE WHAT WAS BELIEVED TO HAVE BEEN A GUST OF WIND WHICH CAUSED THE RATE OF TURN TO ACCELERATE. UNABLE TO RE-ASSERT CONTROL HE BEGAN DESCENT ONTO OCEAN SURFACE. JUST PRIOR TO IMPACT HE WAS ABLE TO DEPLOY EMERGENCY FLOTATION DEVICES. HELICOPTER REMAINED ON THE SURFACE BUT SUSTAINED SUBSTANTIAL DAMAGE TO ROTOR BLADES AND STRUCTURE WHEN IT IMPACTED THE WATER SURFACE. NO INJURIES REPORTED AND HELICOPTER WAS TOWED TO SHORE BY LOBSTER BOATS.