What happened
The FAA’s narrative, in sentence case. The FAA writes it in capitals and removes private details.
Tandem parachute jumping operation from 11,500 feet MSL. Instructor/parachutist in command (PIC) approached the landing zone downwind and made a sharp, steep turn during low/final approach that resulted in a steep frontal impact with the ground that resulted in the fatality of the tandem passenger and serious injury to the instructor/pic.
As the FAA filed it
TANDEM PARACHUTE JUMPING OPERATION FROM 11,500 FEET MSL. INSTRUCTOR/PARACHUTIST IN COMMAND (PIC) APPROACHED THE LANDING ZONE DOWNWIND AND MADE A SHARP, STEEP TURN DURING LOW/FINAL APPROACH THAT RESULTED IN A STEEP FRONTAL IMPACT WITH THE GROUND THAT RESULTED IN THE FATALITY OF THE TANDEM PASSENGER AND SERIOUS INJURY TO THE INSTRUCTOR/PIC.