What happened
The FAA’s narrative, in sentence case. The FAA writes it in capitals and removes private details.
Narrative: on March 10, 1995 at approximately 1500 CST Mr. William c. payne, a student pilot, was making practice takeoffs & landings in his olson baby ace on Mule Lake near Longville, MN. During his landing rollout Mr. Payne did not see the water under the snow. The ski equipped aircraft flipped over. There were no injuries and the aircraft sustained minor damage. The pilot of the aircraft could not have reasonably been expected to see the water beneath the snow. The pilot was also a student pilot involved in solo practice.
As the FAA filed it
NARRATIVE: ON MARCH 10, 1995 AT APPROXIMATELY 1500 CST MR. WILLIAM C. PAYNE, A STUDENT PILOT, WAS MAKING PRACTICE TAKEOFFS & LANDINGS IN HIS OLSON BABY ACE ON MULE LAKE NEAR LONGVILLE, MN. DURING HIS LANDING ROLLOUT MR. PAYNE DID NOT SEE THE WATER UNDER THE SNOW. THE SKI EQUIPPED AIRCRAFT FLIPPED OVER. THERE WERE NO INJURIES AND THE AIRCRAFT SUSTAINED MINOR DAMAGE. THE PILOT OF THE AIRCRAFT COULD NOT HAVE REASONABLY BEEN EXPECTED TO SEE THE WATER BENEATH THE SNOW. THE PILOT WAS ALSO A STUDENT PILOT INVOLVED IN SOLO PRACTICE.