What happened
The FAA’s narrative, in sentence case. The FAA writes it in capitals and removes private details.
Narrative: the skydiver exited the aircraft at 4,500 feet over the Beach. The main parachute failed to open. The reserve parachute failed to open. The skydiver landed in the water approximately 200 yds off shore. The body was found the following day by fisherman. The body was recovered by the Florida marine patrol. Investigation revealed that the life jacket the individual was wearing was worn improper. The waist band of the life jacket was over or (outside) the pilot chute lines thus preventing the main chute and the reserve chute to operate properly. Investigation also revealed that the main chute was repacked two (2) days prior, and the reserve chute on 9/27/95 by qualified individuals.
As the FAA filed it
NARRATIVE: THE SKYDIVER EXITED THE AIRCRAFT AT 4,500 FEET OVER THE BEACH. THE MAIN PARACHUTE FAILED TO OPEN. THE RESERVE PARACHUTE FAILED TO OPEN. THE SKYDIVER LANDED IN THE WATER APPROXIMATELY 200 YDS OFF SHORE. THE BODY WAS FOUND THE FOLLOWING DAY BY FISHERMAN. THE BODY WAS RECOVERED BY THE FLORIDA MARINE PATROL. INVESTIGATION REVEALED THAT THE LIFE JACKET THE INDIVIDUAL WAS WEARING WAS WORN IMPROPER. THE WAIST BAND OF THE LIFE JACKET WAS OVER OR (OUTSIDE) THE PILOT CHUTE LINES THUS PREVENTING THE MAIN CHUTE AND THE RESERVE CHUTE TO OPERATE PROPERLY. INVESTIGATION ALSO REVEALED THAT THE MAIN CHUTE WAS REPACKED TWO (2) DAYS PRIOR, AND THE RESERVE CHUTE ON 9/27/95 BY QUALIFIED INDIVIDUALS.