What happened
The FAA’s narrative, in sentence case. The FAA writes it in capitals and removes private details.
Narrative: the pilot made a personal assessment of local weather conditions prior to takeoff. After takeoff, he encountered low clouds on climbout and attempted to return for a landing. He became distracted by the adverse weather conditions and proximity to obstacles and subsequently failed to lower the landing gear prior to touchdown. Airman competency was involved. The pilot exercised poor judgement in taking off into adverse weather conditions, then failed to use checklist due to mismanagement of cockpit workload.
As the FAA filed it
NARRATIVE: THE PILOT MADE A PERSONAL ASSESSMENT OF LOCAL WEATHER CONDITIONS PRIOR TO TAKEOFF. AFTER TAKEOFF, HE ENCOUNTERED LOW CLOUDS ON CLIMBOUT AND ATTEMPTED TO RETURN FOR A LANDING. HE BECAME DISTRACTED BY THE ADVERSE WEATHER CONDITIONS AND PROXIMITY TO OBSTACLES AND SUBSEQUENTLY FAILED TO LOWER THE LANDING GEAR PRIOR TO TOUCHDOWN. AIRMAN COMPETENCY WAS INVOLVED. THE PILOT EXERCISED POOR JUDGEMENT IN TAKING OFF INTO ADVERSE WEATHER CONDITIONS, THEN FAILED TO USE CHECKLIST DUE TO MISMANAGEMENT OF COCKPIT WORKLOAD.