What happened
The FAA’s narrative, in sentence case. The FAA writes it in capitals and removes private details.
(-23) Pilot was operating in the vicinity of thunderstorms and at night. He had limited experience and operated the aircraft contrary to accepted operating procedures. The aircraft executed a rapid descent from 14,000 MSL to approx 5,600 MSL and executed a high speed, high descent right turn at approx 100' AGL while still descending in total darkness with no horizon referene and not flying instruments. The aircraft impacted the surface of the water at 123 KTS and descent of 1300 feet per minute. The aircraft was destroyed and all three people were killed on impact with the water.
As the FAA filed it
(-23) PILOT WAS OPERATING IN THE VICINITY OF THUNDERSTORMS AND AT NIGHT. HE HAD LIMITED EXPERIENCE AND OPERATED THE AIRCRAFT CONTRARY TO ACCEPTED OPERATING PROCEDURES. THE AIRCRAFT EXECUTED A RAPID DESCENT FROM 14,000 MSL TO APPROX 5,600 MSL AND EXECUTED A HIGH SPEED, HIGH DESCENT RIGHT TURN AT APPROX 100' AGL WHILE STILL DESCENDING IN TOTAL DARKNESS WITH NO HORIZON REFERENE AND NOT FLYING INSTRUMENTS. THE AIRCRAFT IMPACTED THE SURFACE OF THE WATER AT 123 KTS AND DESCENT OF 1300 FEET PER MINUTE. THE AIRCRAFT WAS DESTROYED AND ALL THREE PEOPLE WERE KILLED ON IMPACT WITH THE WATER.